Servant Solutions Retirement Plan

At Servant Solutions our mission is “Serving Those Who Serve." Since 1949 we have been helping pastors, churches, universities, and other ministry organizations successfully navigate the complexities of a ministry retirement plan. The Servant Solutions Retirement Plan is a 403b(9) church plan. Why is our 403b(9) church retirement plan unique? Because our plan allows ministers, pastors, and church staff to take advantage of tax saving strategies not available through other retirement plans. Do you have any ministers on staff at your church or organization? You should keep reading!

Servant Solutions is a nonprofit endorsed agency of the Church of God (Anderson, IN). Are you clergy, a missionary, a self-employed minister, or a lay worker (teacher, administrative assistant, etc.) who is receiving compensation? Is your employer a Church of God congregation, agency, organization, or institution? Then you are eligible to participate in the Servant Solutions Retirement Plan.

If your employer is not affiliated with the Church of God, you might still be eligible to participate. How? If your employer is a church or a non-profit organization that shares common religious bonds and convictions with the Church of God, we would love to serve you, too. Here are a few of the denominations and organizations we currently serve:

• Church of God by Faith

• General Association of Regular Baptist Churches

• Youth for Christ chapters

• Independent Christian Churches

• ABHE accredited schools

Please contact us to see if your employer is eligible to participate!

Who Can Participate?

Ministers, church workers, and Christian organizational employees affiliated with a Plan-approved church or organization.

Types of Plan Contributions

• Employees can elect to have their employer withhold money from their paycheck that can be contributed as pre-tax, after-tax, and/or Roth contributions.

• Employers can make a pre-tax contribution on behalf of their employees.

Eligibility

• To be eligible for participant or employer contributions to the plan, persons must receive W-2 taxable income from a Plan-approved church or organization. Participants can be part-time, full-time or bi-vocational.

Advantages

• Wide-range of investment choices

• Low fees

• Retired ministers may have retirement benefits designated as a tax-free housing allowance, within legal limits.

• Employer contributions are not subject to Social Security tax and income tax at the time of contribution.

• Pre-tax participant contributions by ministers are not subject to Social Security tax.

• Rollovers from other eligible retirement plans or Traditional IRAs are possible without tax consequence.

• Contributions, earnings on all contributions and rollovers are tax-deferred.

• Flexible distribution options

• Required distributions at age 73 can be delayed if you are still working.

• Employees have the opportunity to save for retirement with pre-tax, after-tax, and/or Roth contributions.

Questions?

• Email us your questions.

• Call (800) 844-8983 Monday - Friday, 8AM to 12PM and 1PM to 4:30PM EST