David Boots sheds light on the often-misunderstood Minister’s Housing Allowance and why it’s one of the most powerful financial tools available to credentialed ministers. He explains how saving through a 403(b) Church Plan like Servant Solutions allows you to receive tax-exempt income both now and in retirement—an advantage worth understanding early. Are you making the most of this benefit for your future ministry and financial freedom?

As a pastor or ministry staff member, you probably know how to stretch a budget, live with less, and trust God for provision. You might even feel conflicted when the topic of retirement planning comes up.

After all, shouldn't we just trust the Lord to provide when the time comes?
Does saving and planning for the future suggest a lack of faith?

Let’s talk about it!

Saving for retirement doesn’t have to be overwhelming—or boring. Just like a colorful, well-balanced diet fuels your body, a diversified portfolio can fuel a financially secure future. In this quick read, you’ll discover how Target Date Funds make smart retirement saving simple for busy ministry leaders like you.

Leadership in ministry is sacred—and it’s under attack. In this encouraging post, Mark Senseman shares practical wisdom for protecting your leadership legacy through prayer, diligence, and community. If you’ve been carrying the weight alone, now is the time to pursue the kind of trusted relationships every leader needs.

At Servant Solutions, we’re here to serve the whole you. Offering these free legal tools is one more way we support your calling—because we believe retirement planning should be about more than just numbers. It’s about protecting your people, living with clarity, and making confident choices about your future.

More than just a tax break, the Housing Allowance is a powerful provision that acknowledges the unique nature of pastoral work and offers ministers a meaningful way to steward their resources wisely. This benefit is not just available during active ministry but continues into retirement if distributions are taken from a qualified church retirement plan, like our 403(b)(9) plan at Servant Solutions.

When life is busy, it's easy to delay estate planning—but setting up a trust can offer significant benefits, like avoiding probate, protecting loved ones, and supporting ministry causes. Trusts are accessible to people at all income levels and offer more privacy and control than wills, with specialized options for charitable giving and special needs care. To learn more, visit the Utilizing Trusts page on our website and explore how a trust could support your legacy and values.

Does your organization merely have a leadership philosophy - displayed on company walls - or is leadership practiced, evident in daily actions? True leadership puts others first and creates a culture of care and encouragement. At Servant Solutions, this philosophy is not just embraced—it’s embodied through personal support, financial guidance, and a deep commitment to walking alongside ministry leaders through every stage of life.

As you serve others, it's essential not to forget the importance of managing your own financial health, especially when it comes to planning for retirement. One way to do this is by utilizing rollovers, a powerful tool that can make a significant difference in your long-term financial well-being. Read on to learn of some of the advantages gained from rolling accounts together.

Ministry is more than a calling—it’s a legacy. Every conversation, every moment of encouragement, and every lesson shared shapes the future of God’s Kingdom. As a leader, your greatest impact may not be in the sermons you preach or the programs you lead, but in the lives you invest in along the way.