At Servant Solutions, we often receive questions about investment advice. “Where should I invest?” and “How can I squeeze out more return?” are common questions….but are they where our main focus should be for those with a long-term investment approach needed for retirement investing? Although these are important considerations, we believe that your Contribution Rate is more critical than your Investment Rate. To put it simply, your “personal savings” behavior (how much, how often) is more important than “market” behavior (the ebb and flow of stock/bond prices). The article below from Ronald Blue & Co. provides keen insight into these dynamics. Our hope is it gives you a new and better perspective on investing for a lifetime. Enjoy!
If you are over the age of 50 you begin to take inventory noting that there is less time left out the “windshield” than there now is in the “rearview mirror” of your full time work career. It is sometimes daunting to think about what retirement might be like and to further wonder if you are prepared. At Servant Solutions we ponder on these things continually in behalf of those we serve.
About two months ago, I started eating very healthy (no sugars, carbs, dairy) and about 3 weeks ago, I followed that up by doing a little cardio exercising and weight lifting. I lost 45 pounds and feel better than ever! However, it was not “comfortable” to do the above, and I had my struggles along the way, but I found the benefits (current and future) far outweigh the costs.
Are you really planning for retirement like you should? Like really-really? It’s OK. We’re all friends here, so you can be honest. But I have to tell you, most Americans aren’t. Especially those who’ve reached the big 5-0 and are looking to retire in the near future. But have no fear! There is one little thing you can do that may help make a big impact. Let me explain …
Studies show pastors often suffer in silence on financial issues and lack necessary resources. At Servant Solutions, we stand ready to serve with trained professionals who provide sound, Biblically-based financial/retirement planning.
As the Director of Financial Planning here at Servant Solutions, I have many “money talks” with our members about many aspects of their financial lives. Unfortunately, these important discussions do not often happen between those who would benefit most….our family members.
According to the Internal Revenue Service, ministers are unique! Sometimes, church members and other individuals incorrectly assume ministers pay fewer taxes than the average taxpayers. This is an incorrect assumption.
As fall surrounds us with evidence everywhere it reminds us just how fleeting time is. Summer, which seemed to go on forever when we were kids, seemed like the blink of an eye this year. In much the same way time passes...