If you’ve ever tried to eat healthier, you know that a balanced diet makes a big difference. Fruits and vegetables come in all colors, textures, and flavors and each offers unique nutrients your body needs. In the same way, a healthy investment portfolio is most healthy when it’s diverse - containing a thoughtful mix of different kinds of assets that work together for your long-term good.
That’s the idea behind diversification in investing. Just like your physical health benefits from a range of whole foods, your financial health is strengthened when your retirement savings are spread across a variety of investments. Diversification also means your retirement savings are thoughtfully spread across multiple asset types—like stocks for growth and bonds for stability—so that no single investment decision carries all the risk.
At Servant Solutions, our Target Date Funds are a great way to ensure your investments remain diversified. These funds automatically adjust the mix of aggressive and conservative investments based on your time horizon. If you’re far from retirement, your fund will lean more heavily toward equities and stocks—designed for long-term growth. As you get closer to retirement, the fund gradually shifts toward bonds and more stable assets to protect what you’ve built.
This kind of balance helps you weather market ups and downs with greater peace of mind. It also lets you stay focused on your primary calling: serving others in Jesus’ name.
We know your days are full. You’re leading, teaching, mentoring, and encouraging others—and often doing it all on a tight budget or timeline. That’s why we’re committed to Serving Those Who Serve, making retirement planning as simple and effective as possible. With low fees, free financial planning, and access to helpful resources (including DIY legal documents and the minister’s housing allowance benefit in retirement), we’re here to help you lead well—now and in the future.
Your financial life is part of your ministry stewardship. By taking steps today to invest wisely, you’re preparing for a retirement that’s not just restful—but purposeful.
We’d love to help you build a plan tailored to your timeline and goals. Schedule a conversation with one of our financial professionals today and take the next step toward a financially healthy future—rich in impact and joy.
Dr. Jerry Fox, CFP®
Director of Financial Planning
Nate Bowers
Director of Financial Education