You’re Preparing to Enter Ministry. Let Us Help You Stay There.

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For a newly credentialed pastor, retirement can feel like something that belongs much farther down the road. There are plenty of financial questions that feel more immediate: How do I build a workable budget? What should I know about housing allowance? How much should I be saving? How do I balance student loans, family expenses and ministry income? Where do I even begin? Those are exactly the kinds of questions we want you to bring to us.

A Steady Anchor in Times of Market Volatility

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Market volatility has a way of getting our attention.

When headlines grow louder and uncertainty seems to dominate the news, it is natural to feel uneasy about your retirement investments. For ministry leaders, that concern can feel even heavier. You are not just thinking about your own future; you are often carrying the needs of your family, your church, and the people God has called you to serve.

Don’t Throw Away the Box

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If you’ve ever watched a child on Christmas morning, you’ve probably seen it happen. They tear into an expensive toy with great excitement, play with it for five minutes, and then spend the next hour pretending the cardboard box is a spaceship, pirate ship, or castle. Sometimes the greatest value isn’t what everyone notices first. The Minister’s Housing Allowance reminds me of that.

2026 Contribution Limits

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Understand 2026 403(b)(9) Church Plan Contribution Limits The combined annual contribution limit for employer and employee retirement plan contributions for tax year 2026: The lesser of $72,000 or 100% of the employee’s “includible compensation,” which means the housing allowance paid to a minister is NOT included, per the IRS. It is important to note that […]

2025 Contribution Limits

holding piggy bank

Understand 2025 403(b)(9) Church Plan Contribution Limits The combined annual contribution limit for employer and employee retirement plan contributions for tax year 2025: The lesser of $70,000 or 100% of the employee’s “includible compensation,” which means the housing allowance paid to a minister is NOT included, per the IRS. It is important to note that […]

Is the Multi site Church Movement Still Growing?

IS THE MULTISITE CHURCH MOVEMENT STILL GROWING? SIX UPDATES The multisite movement is, by historical standards, a recent phenomenon. The 2005 research by Todd Rhoades found 10 such churches in 1990, a number that grew to about 100 by 1998. I am a part of that history since I led the church I served as […]